The Central Norms and Values to be observed by the SACCOS organs are as follows: -
- Integrity [kuaminika]
- Fairness [hakisawa)
- Promptness timelines [muda]
- Efficiency, Effective risk management [udhibiti madhubuti wa athari]
- Dedication and sense of ownership [kujitumana na kuwa mmiliki]
- Recognition customers focused / respect to the shareholdars [kutambua]
- Honesty [uaminifu]
- Responsiveness [utendaji wa kumjali mteja]
- Accountability [uwajibikaji]
- Motivation and Commitment and team work [kuwajibika]
- Corporate social responsibility [kushirikiana kijamii]
- Innovation [ubunifu]